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MoneyOnMyMind

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Welcome to MoneyOnMyMind, the go-to Circle for practical personal finance inspiration, tips, and real talk on managing your money. Whether you’re budgeting groceries, digging out of debt, building credit, learning how to invest, or wrestling with retirement plans—this is your community for smart, non-judgmental financial wisdom in short-form. Get motivated, swap hacks, and let’s help each other master our money one decision at a time.

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cover for Discover how a simple change in credit card payments can significantly boost your credit score! 💳✨ #CreditTips #FinancialFreedom
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Discover how a simple change in credit card payments can significantly boost your credit score! 💳✨ #CreditTips #FinancialFreedom

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cover for Getting ready for my New Year budget reset—time to update those trackers and get back on track! 🫠😂 #Budgeting #MoneyGoals
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Getting ready for my New Year budget reset—time to update those trackers and get back on track! 🫠😂 #Budgeting #MoneyGoals

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cover for Kicking off January with a fresh paycheck budget! 💰 Let's get intentional with our spending. #MoneyGoals #DebtFreeJourney
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Kicking off January with a fresh paycheck budget! 💰 Let's get intentional with our spending. #MoneyGoals #DebtFreeJourney

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cover for Breaking down my paycheck to crush debt and pay off student loans! See how I budget each month to stay on track 💸 #DebtFreeJourney #MonthlyBudget #MoneyOnMyMind #
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Breaking down my paycheck to crush debt and pay off student loans! See how I budget each month to stay on track 💸 #DebtFreeJourney #MonthlyBudget #MoneyOnMyMind #

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cover for Jumpstart your savings with the 100 Envelope Challenge! Label, shuffle, and pick an envelope daily—watch your savings grow to $5,050 by the end. 💰 #SavingsChallenge #MoneyTips
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Jumpstart your savings with the 100 Envelope Challenge! Label, shuffle, and pick an envelope daily—watch your savings grow to $5,050 by the end. 💰 #SavingsChallenge #MoneyTips

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cover for Did you know you can remove negative items from your credit report without paying? If your score is in the 300s to 600s and you aim for 700-800 for a house, learn how to get collections, repos, charge-offs, late payments, and e...
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cover for Cash Stuffing Update: $168 Saved! 💰 Watch my latest savings progress #cash #savings
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Cash Stuffing Update: $168 Saved! 💰 Watch my latest savings progress #cash #savings

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cover for Wondering how much to keep in your emergency fund? Here's what you need to know! 💰 #EmergencySavings #FinancialTips
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Wondering how much to keep in your emergency fund? Here's what you need to know! 💰 #EmergencySavings #FinancialTips

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cover for Check out how I budget my oilfield paycheck to make it stretch! 💰 #BlueCollarLife #Oilfield #MoneyTips
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Check out how I budget my oilfield paycheck to make it stretch! 💰 #BlueCollarLife #Oilfield #MoneyTips

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cover for Here's how I’d invest $1,000 as a beginner in 2026 to build wealth smartly 💰 #Investing #LongTermGrowth
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Here's how I’d invest $1,000 as a beginner in 2026 to build wealth smartly 💰 #Investing #LongTermGrowth

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cover for 10 Family Money-Saving Hacks That Could Help Reach Your 2026 Goals 💰 Are you doing any of these? Unsubscribing from tempting sales emails has made a big difference for us! #FinancialFreedom #MoneyTips
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10 Family Money-Saving Hacks That Could Help Reach Your 2026 Goals 💰 Are you doing any of these? Unsubscribing from tempting sales emails has made a big difference for us! #FinancialFreedom #MoneyTips

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cover for You can't afford to miss this budgeting tip! 💸 #Budgeting #MoneyTips
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You can't afford to miss this budgeting tip! 💸 #Budgeting #MoneyTips

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cover for Time for a debt update! Crushing credit card debt with the snowball method 💪 #debtfreejourney #snowballmethod #creditcarddebt
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Time for a debt update! Crushing credit card debt with the snowball method 💪 #debtfreejourney #snowballmethod #creditcarddebt

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cover for Just finished dog sitting and stacking my savings! Watch me stuff this cash into envelopes for my savings challenge 💰 #SavingsJourney #CashStuffing
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Just finished dog sitting and stacking my savings! Watch me stuff this cash into envelopes for my savings challenge 💰 #SavingsJourney #CashStuffing

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cover for These 3 ETFs helped me reach a 6-figure portfolio! Planning to buy all of them in 2026 🚀 #Investing #FinancialFreedom
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These 3 ETFs helped me reach a 6-figure portfolio! Planning to buy all of them in 2026 🚀 #Investing #FinancialFreedom

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cover for Stop keeping your money in a regular checking account—you're missing out on free money! 💰 #Savings #FinancialTips
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Stop keeping your money in a regular checking account—you're missing out on free money! 💰 #Savings #FinancialTips

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cover for 🚀 4 New January Grants Available Now! Perfect for small biz owners, creators, and entrepreneurs seeking free funding. Do your research and apply today! #BusinessGrants #SmallBizFunding
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🚀 4 New January Grants Available Now! Perfect for small biz owners, creators, and entrepreneurs seeking free funding. Do your research and apply today! #BusinessGrants #SmallBizFunding

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cover for Climbing the $223,000 debt mountain starting with just $15k — 2026 is our year to reclaim financial freedom 💸 #DebtPayoff #FinancialFreedom
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Climbing the $223,000 debt mountain starting with just $15k — 2026 is our year to reclaim financial freedom 💸 #DebtPayoff #FinancialFreedom

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cover for Secure your future by eliminating debt and building wealth for generations. Take control today! 💪 #DebtFreedom #FinancialGoals #WealthBuilding
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Secure your future by eliminating debt and building wealth for generations. Take control today! 💪 #DebtFreedom #FinancialGoals #WealthBuilding

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