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Chime is by far my favorite banking app. I havent had a regular bank in yrs. Haven't needed to. Just using chime raised my credit score over 300 pounts. From terrible to great. It has so many great features as well. The longer you use them the more you get. Started with a borrow limit of 50. Now I can borrow 500 if I need. They have a MY PAY and the more you use that the more your able to get when needed. Also if you overdrawn your act it doesn't cost you a penny. You have the OPTION to donate money to help them with keeping that free. But if you can't they do nit mind at all. No hidden fees. Nothing is hidden from you what so ever. Free for chime and like 5 bucks a month for chime plus which offers much more. And is alot cheaper than most any bank i know or have heard of. Also they allow you to send money to anyone with any bank. So Chime to cash app, venmo etc. And if you sign up with my code you get $100 π― #OneHundred #bucks. As well as myself.