USPolitics
Welcome to USPolitics—the Circle for videos all about politics in the United States. From breaking news moments and key speeches, to analysis, debate, and sharp opinion takes, this is where you decode, discuss, and react to American politics as it happens. Whether you’re catching up on the latest headline, providing a breakdown of a policy move, sharing a hot take on campaign drama, or reacting to a classic moment in US political history, bring your news, commentary, and conversation here.
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433 Comments
What they do today is 27 - 31% interest use to be called loan sharking. They should be in jail.
Congress should make them lower interest rates
I've never seen a republican go after a CEO. Republicans typically could give two shits about the average American.
🙏for you Sentator. You are doing a Great job. Love and Blessings to you 👍.
WHAT THE HELL!!!! No wonder people can't get out of credit card debt!!!🤬🤬🤬🤬🤬🤬🤬🤬
They should have told the Senator it was none of his damn business. No one forces anyone to use credit cards. People make the choice to use them, and should be willing to bear the consequences of their choices. The government should not be involved in this kind of intrusion into the private sector.
Solution: Don't carry a balance!
These credit card companies are killing the common person . 50% profit margins are unbelievable. No wonder everyone is in the hole.
It’s called stealing legally!!! 50%!!! 😤 this is so outrageous. A lot of people don’t even know what their credit card rates are. They need to take a look at other companies like JCPenney’s. It’s over 35% interest on your balance!!! I don’t use these credit cards anymore!!! 🤯
I recall when credit cards were around 12 an 15% an saving accounts interest was 5 an 6% now it's less than 1%, the people are being ripped off big time.
That's why we pay such high interest rates on our credit cads
getum josh🥰
I LOVE HIM! HE KNOWS WHERE TO GET THEM. HE REALLY KNOWS THE AMERICAN LAWAS AND ALL OF THESE CRIMINALS.
it used to be illegal to charge such high interest. what happened? politicians?
And that is how evil our government is they admit it right there to what they steal basically that’s what it is. It’s shocking stealing it’s no more than a bookie does to you but they do it legally through the government which is completely unacceptable. They’re supposed to be there to protect me not rob me.
Crazy that we support this
50% and higher for profit margin it makes me laugh. Nobody makes that kind of money except for Visa and MasterCard.
Republicans corporations greed for all to see
What’s Trump’s profit margin??!!!
I love this senator! Go Josh
The interest rate charge cards charge should be illegal. Congress should put a cap on it at a reasonable level.
I just pay the balance on time every month.
Go and get them Josh You always do.
Senator, obviously you derive great joy from these verbal calisthenics. You are very good at it. But beyond winning the joust, what have you done to win the war against the lies, deception, corruption, fraud, etc. What bills have you passed to change circumstance allowing these criminals to get away with it? How many cases have you submitted for prosecution by the DOJ? We are tired of the all talk no action by both houses
fire them all
disgusting
Thank you Senator Hawley for standing up for "we the people"!🇺🇸
Hearing after hearing and nothing happens to the crooks
I NO LONGER USE EITHER OF THESE CREDIT CARDS !!!!!!💳. I DONT USE ANY CREDIT CARD AND ONLY PAY W CASH OR DEBIT CARD. HAVE NO DEBT EITHER. 👍🏼👍🏼👍🏼😁😁
Love this Senator.. he thinks on his feet so well
Now how about ending this greed!
Remember when Americans bought what they could afford? Back in the 50s and the 60s now we have an American population that wants all their material goods right now. This is a psychological operation they’re running on the American public, and the American public falls for it. When the American public starts reducing it credit consumption, these credit card companies will lose revenue.
Sounds like we are grossly being ripped off. Isn’t there laws that limit these rates?
They have these sort of hearings but nothing ever comes from them..too many politicians are in their pockets
If you've got Credit cards, if you use them, make sure you pay your debt off b4 the following bill comes in. Then you don't pay the insane fees & high interest rates they now charge.
loan sharking all credit cards are 🤔
Bring back usury laws and teach people at a young age how to handle their finances.
These modern day robber barons need to be wrangled in (actually we should have done it long ago).
These people make too much money. Something needs to be done.
I haven't had a credit card in almost 6 years! If I can't afford it, it doesn't get bought.
How money made from elected representatives through stock market, dirty deals, insider trading, and money laundering through NGO’s needs to be seized to pay down the massive $37 trillion national debt pay settled us with.
most things you buy are 50% or more profit margin, yet in this act of buying credit and paying the same margin is considered greedy. But, if you don't hold to the contract of your purchase, you will owe more than you bought it for, which was nothing in $ upfront and the company was taking the risk on you, but was hoping you didn’t pay it off early. Schools should teach more about credit and the risks, addictions of buying and how it affects the brain. I know there are other reasons, but I'll cut this writing addiction off now. see ya
That is what we call legal stealing.
Isn’t that ILLEGAL???
cuz what they do they charge poor people 33 to 42% interest and it rich people in advance for 5% interest they ripping the American people off
Make them slash their interest! Now!
It’s to hard to believe anything this moron has to say.
I saw Josh today.... I waved and gave him a thumbs up....
Look at how it works: They charge the consumer 20-39.99% APR/ then charge the vendor that takes their cards up to 2-4% of the sale. Most crooked business out there
The card companies need their wings clipped
Robbery
I agree , but they do run the risk
All these companies will continue to raise their percentages so they can never not make that kind of profit. They don’t care about us the consumers. If any of them tell you they do, they’re lying bigger than the devil.
Why has Congress let these companies charge this interest? Not one democrat or republican has addressed this issue properly and stopped it. The country is going to implode from the debt owed to these companies. Do something!
They charge everybody that accepts credit cards a 1.5% to 3% processing fee per swipe of a card and then for those who don't pay their credit card off each month they charge those people 11%-29% interest rate. That's another reason they want us to go plastic and not cash.
Money in a CD pays around 4% while credit card companies pull over 30%. Incredible! Laws must be enacted to limit these theives on how much they can scam working class people for! Credit cards can sometimes be necessary to purchase food or car repairs. Not everyone is able to have enough savings to survive emergencies.
Its ok, Josh. I'm going to buy stock in both companies!
so why were we bailing out banks , that issue their cards again ?😆
That’s because of evils in our government
Yup.. 0 care for the hand that feed them. folks throw them away today
billionaires have dog to taste food
👍
You can tell he has no business in congress
This is old. It's monopoly. What's been done? Nothing.
make American great
The reason I don’t carry credit cards. One conoco credit card a bank card and a bank credit card with a zero balance
Great start! Dont just talk about it DO SOMETHING ABOUT IT!🙏