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MoneyOnMyMind

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Welcome to MoneyOnMyMind, the go-to Circle for practical personal finance inspiration, tips, and real talk on managing your money. Whether you’re budgeting groceries, digging out of debt, building credit, learning how to invest, or wrestling with retirement plans—this is your community for smart, non-judgmental financial wisdom in short-form. Get motivated, swap hacks, and let’s help each other master our money one decision at a time.

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cover for Boost your credit score by paying at least the minimum on time and waiting for your statement to close before reusing your credit. Small habits make a big difference! 💳 #CreditTips #FinancialSafety #MoneyOnMyMind #
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Boost your credit score by paying at least the minimum on time and waiting for your statement to close before reusing your credit. Small habits make a big difference! 💳 #CreditTips #FinancialSafety #MoneyOnMyMind #

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cover for Discover how I manage a $9,788 paycheck as a Texas state trooper. Get instant access to my budgeting tips—link in bio! 💰 #FinanceTips #BudgetSmart #MoneyOnMyMind #
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Discover how I manage a $9,788 paycheck as a Texas state trooper. Get instant access to my budgeting tips—link in bio! 💰 #FinanceTips #BudgetSmart #MoneyOnMyMind #

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cover for Discover my grandma's secret to saving money on everyday meals 🤫 Practical tips for living frugally and reducing waste! #BudgetLiving #MoneyTips #
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Discover my grandma's secret to saving money on everyday meals 🤫 Practical tips for living frugally and reducing waste! #BudgetLiving #MoneyTips #

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cover for End the year strong by stuffing last-minute savings and resetting funds for January! 💰 #MoneyOnMyMind #SavingsGoals #FinancialFreedom #
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End the year strong by stuffing last-minute savings and resetting funds for January! 💰 #MoneyOnMyMind #SavingsGoals #FinancialFreedom #

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cover for How I budget every paycheck 💸 #budgeting #parttimejob #moneytips
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How I budget every paycheck 💸 #budgeting #parttimejob #moneytips

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snarky_pr8
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cover for Slowly filling these envelopes, one step at a time, to reach the savings goal. 🚀 #100envelopes #SavingsChallenge #MoneyGoals #
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Slowly filling these envelopes, one step at a time, to reach the savings goal. 🚀 #100envelopes #SavingsChallenge #MoneyGoals #

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cover for Top 3 ETFs to invest in for 2026! Unlock your financial future today 🚀 #InvestSmart #FinancialGoals #PersonalFinance #
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Top 3 ETFs to invest in for 2026! Unlock your financial future today 🚀 #InvestSmart #FinancialGoals #PersonalFinance #

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cover for Think you need a six-figure salary to buy a home? Think again! Learn how you can afford a house on just $20 an hour using real numbers and FHA rules. 🏡 #HomeBuyingTips #RealEstate #FirstTimeHomeBuyer #
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Think you need a six-figure salary to buy a home? Think again! Learn how you can afford a house on just $20 an hour using real numbers and FHA rules. 🏡 #HomeBuyingTips #RealEstate #FirstTimeHomeBuyer #

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cover for Discover 5 Monthly Dividend Stocks to Boost Your Income! 💸📊 #PassiveIncome #DividendInvesting #
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Discover 5 Monthly Dividend Stocks to Boost Your Income! 💸📊 #PassiveIncome #DividendInvesting #

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cover for Budgeting and saving like a pro with cash envelopes! Watch me grow my long-term savings and tackle money challenges 💰 #SavingMoney #CashEnvelopeSystem #
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Budgeting and saving like a pro with cash envelopes! Watch me grow my long-term savings and tackle money challenges 💰 #SavingMoney #CashEnvelopeSystem #

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cover for Stuffing $520 into envelopes for the #100EnvelopeChallenge! 💰 #SavingMoney #CashBudgeting
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cover for Discover how this high dividend ETF generates MONTHLY passive income! 💸 Learn about SPHD on Robinhood for beginners and start building your wealth today. #DividendInvesting #PassiveIncome #Investing #
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Discover how this high dividend ETF generates MONTHLY passive income! 💸 Learn about SPHD on Robinhood for beginners and start building your wealth today. #DividendInvesting #PassiveIncome #Investing #

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They’re not ready for this! 🔥 #CurlyHairVibes #LockIn #FYP

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cover for Save a little each week and watch your dream home fund grow! 🏠 #HomeGoals #SavingTips #FutureHomeowner
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Save a little each week and watch your dream home fund grow! 🏠 #HomeGoals #SavingTips #FutureHomeowner

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cover for Attempted to transfer funds into my Roth IRA today, but missed a crucial step. Not a complete transfer yet, but progress is progress! 😊 #Investing #FinanceJourney #FirstGenLatina #
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Attempted to transfer funds into my Roth IRA today, but missed a crucial step. Not a complete transfer yet, but progress is progress! 😊 #Investing #FinanceJourney #FirstGenLatina #

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cover for Money-saving hacks you need to try! 💰 #SaveMoney #MoneyTips #FinanceHacks
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cover for Using my Credit Card Snowball spreadsheet to tackle high-interest debt (20-30%) 💸 Planning smarter to pay off faster! #DebtFree #MoneyGoals #
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Using my Credit Card Snowball spreadsheet to tackle high-interest debt (20-30%) 💸 Planning smarter to pay off faster! #DebtFree #MoneyGoals #

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cover for Oops, I calculated wrong earlier! I actually have $392 left after my expenses. Here's a breakdown of my second paycheck of the month—focusing on bills and debt payoff. My goal? Improve budgeting and get out of debt! 💪 #MoneyGoa...
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Oops, I calculated wrong earlier! I actually have $392 left after my expenses. Here's a breakdown of my second paycheck of the month—focusing on bills and debt payoff. My goal? Improve budgeting and get out of debt! 💪 #MoneyGoa...

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FrugalFox7
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