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MoneyOnMyMind

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Welcome to MoneyOnMyMind, the go-to Circle for practical personal finance inspiration, tips, and real talk on managing your money. Whether you’re budgeting groceries, digging out of debt, building credit, learning how to invest, or wrestling with retirement plans—this is your community for smart, non-judgmental financial wisdom in short-form. Get motivated, swap hacks, and let’s help each other master our money one decision at a time.

More from c/MoneyOnMyMind

cover for Boost your credit score by paying at least the minimum on time and waiting for your statement to close before reusing your credit. Small habits make a big difference! 💳 #CreditTips #FinancialSafety #MoneyOnMyMind #
1:06

Boost your credit score by paying at least the minimum on time and waiting for your statement to close before reusing your credit. Small habits make a big difference! 💳 #CreditTips #FinancialSafety #MoneyOnMyMind #

Avatar for BudgetBoss_42
BudgetBoss_42
24
cover for Discover how I manage a $10,200 paycheck as a NY police officer. Interested in budgeting tips? Check the link in my bio! 💰 #MoneyOnMyMind #BudgetTips #
1:13

Discover how I manage a $10,200 paycheck as a NY police officer. Interested in budgeting tips? Check the link in my bio! 💰 #MoneyOnMyMind #BudgetTips #

Avatar for CentsSavvy
CentsSavvy
25
cover for Save smarter in 2026! Check out these top 5 tips to boost your savings this year 💰 Share your best money-saving ideas below! #FinanceTips #MoneyGoals #
2:51

Save smarter in 2026! Check out these top 5 tips to boost your savings this year 💰 Share your best money-saving ideas below! #FinanceTips #MoneyGoals #

Avatar for FrugalFox7
FrugalFox7
12
cover for Discover my grandma's secret to saving money on everyday meals 🤫 Practical tips for living frugally and reducing waste! #BudgetLiving #MoneyTips #
1:00

Discover my grandma's secret to saving money on everyday meals 🤫 Practical tips for living frugally and reducing waste! #BudgetLiving #MoneyTips #

Avatar for InvestNChill
InvestNChill
8
cover for Managing my money with my budgeting template—link in bio! 💰 #MoneyOnMyMind #Budgeting #SingleMom #
1:14

Managing my money with my budgeting template—link in bio! 💰 #MoneyOnMyMind #Budgeting #SingleMom #

Avatar for DebtDiva88
DebtDiva88
15
cover for Think you need a six-figure salary to buy a home? Think again! Learn how you can afford a house on just $20 an hour using real numbers and FHA rules. 🏡 #HomeBuyingTips #RealEstate #FirstTimeHomeBuyer #
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Think you need a six-figure salary to buy a home? Think again! Learn how you can afford a house on just $20 an hour using real numbers and FHA rules. 🏡 #HomeBuyingTips #RealEstate #FirstTimeHomeBuyer #

Avatar for FrugalFox7
FrugalFox7
4
cover for Discover how fun saving money can be once you start! Watch your savings grow with simple budgeting tips. 💰 #Budgeting #SavingsJourney #MoneyTips #
5:14

Discover how fun saving money can be once you start! Watch your savings grow with simple budgeting tips. 💰 #Budgeting #SavingsJourney #MoneyTips #

Avatar for BudgetBoss_42
BudgetBoss_42
2
cover for Discover how I manage a $9,788 paycheck as a Texas state trooper. Get instant access to my budgeting tips—link in bio! 💰 #FinanceTips #BudgetSmart #MoneyOnMyMind #
0:51

Discover how I manage a $9,788 paycheck as a Texas state trooper. Get instant access to my budgeting tips—link in bio! 💰 #FinanceTips #BudgetSmart #MoneyOnMyMind #

Avatar for DebtDiva88
DebtDiva88
107
cover for Wondering how to start a Roth IRA and secure your financial future? Here's what you need to know! 💰 #FinancialFreedom #RetirementPlanning #
1:32

Wondering how to start a Roth IRA and secure your financial future? Here's what you need to know! 💰 #FinancialFreedom #RetirementPlanning #

Avatar for InvestNChill
InvestNChill
6
cover for Starting my Christmas cash stuffing for 2026! Planning to save more each week for those special gifts. Stay tuned for my updated weekly totals!✨ #SavingsChallenge #FinancialGoals #CashStuffing #
5:52

Starting my Christmas cash stuffing for 2026! Planning to save more each week for those special gifts. Stay tuned for my updated weekly totals!✨ #SavingsChallenge #FinancialGoals #CashStuffing #

Avatar for BudgetBoss_42
BudgetBoss_42
1
cover for Finishing the month strong with smart budgeting! Watch how I stretch that last paycheck 💰 #MoneyOnMyMind #BudgetTips #DebtFreeJourney #
2:44

Finishing the month strong with smart budgeting! Watch how I stretch that last paycheck 💰 #MoneyOnMyMind #BudgetTips #DebtFreeJourney #

Avatar for DebtDiva88
DebtDiva88
3
cover for Fresh Sunday cash stuffing to stay on top of my money game! 😊💸 #Budgeting #MoneyGoals #
2:09

Fresh Sunday cash stuffing to stay on top of my money game! 😊💸 #Budgeting #MoneyGoals #

Avatar for InvestNChill
InvestNChill
4
cover for Attempted to transfer funds into my Roth IRA today, but missed a crucial step. Not a complete transfer yet, but progress is progress! 😊 #Investing #FinanceJourney #FirstGenLatina #
1:24

Attempted to transfer funds into my Roth IRA today, but missed a crucial step. Not a complete transfer yet, but progress is progress! 😊 #Investing #FinanceJourney #FirstGenLatina #

Avatar for FrugalFox7
FrugalFox7
4
cover for Sometimes the real answer only becomes clear later. Stay patient with your financial goals. 💸 #MoneyMindset #FinanceTips #
1:03

Sometimes the real answer only becomes clear later. Stay patient with your financial goals. 💸 #MoneyMindset #FinanceTips #

Avatar for BudgetBoss_42
BudgetBoss_42
3
cover for Boost your credit score to 750 in 2026 with these 5 easy tips! 🏦 From adjusting due dates to becoming an authorized user—discover how to improve your financial health today. #CreditTips #FinancialFreedom #CreditScore #
3:36

Boost your credit score to 750 in 2026 with these 5 easy tips! 🏦 From adjusting due dates to becoming an authorized user—discover how to improve your financial health today. #CreditTips #FinancialFreedom #CreditScore #

Avatar for CentsSavvy
CentsSavvy
5
cover for How I budget every paycheck 💸 #budgeting #parttimejob #moneytips
0:51

How I budget every paycheck 💸 #budgeting #parttimejob #moneytips

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snarky_pr8
11
cover for Adding some extra cash to my dining out envelope—probably headed to Dunkin' soon! ☕💖 #BudgetGoals #MoneyMindset #SavingTips #
0:34

Adding some extra cash to my dining out envelope—probably headed to Dunkin' soon! ☕💖 #BudgetGoals #MoneyMindset #SavingTips #

Avatar for DebtDiva88
DebtDiva88
10
cover for Discover the easiest investing strategy that's perfect for beginners! Big shoutout to my homie for the tip. 💸 #FinancialFreedom #MoneyMindset #
1:47

Discover the easiest investing strategy that's perfect for beginners! Big shoutout to my homie for the tip. 💸 #FinancialFreedom #MoneyMindset #

Avatar for CentsSavvy
CentsSavvy
4
cover for Finally managing my paycheck leftovers with some cash stuffing! 💰 #MoneyOnMyMind #Budgeting #CashEnvelopes #
1:37

Finally managing my paycheck leftovers with some cash stuffing! 💰 #MoneyOnMyMind #Budgeting #CashEnvelopes #

Avatar for FrugalFox7
FrugalFox7
5
cover for Day 2 of building my emergency fund — see how much I need to stay prepared! 💰 #SavingsGoals #FinancialFreedom #
2:45

Day 2 of building my emergency fund — see how much I need to stay prepared! 💰 #SavingsGoals #FinancialFreedom #

Avatar for DebtDiva88
DebtDiva88
4