MoneyOnMyMind
Welcome to MoneyOnMyMind, the go-to Circle for practical personal finance inspiration, tips, and real talk on managing your money. Whether you’re budgeting groceries, digging out of debt, building credit, learning how to invest, or wrestling with retirement plans—this is your community for smart, non-judgmental financial wisdom in short-form. Get motivated, swap hacks, and let’s help each other master our money one decision at a time.
More from c/MoneyOnMyMind
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officialbodycam Ep- 9
BodyCamOfficial
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Want better credit? Comment “help” for tips! 💳 #CreditScoreTips #FinancialFreedom #MoneyMatters
duswatyle
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Money-saving hacks you need to try! 💰 #SaveMoney #MoneyTips #FinanceHacks
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Small steps today, big financial wins tomorrow! 💰 #FinancialFreedom #MoneyTips #Savings
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How the Snowball Method helped me crush my credit card debt! 📉 #DebtFree #MoneyTips #Budgeting
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Watch how the debt snowball method can help you get debt-free fast! 💸 #DebtSnowball #GetRidOfDebt #PayOffDebt
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0:28
legal way to make money
Run it.
22.3k
4:04
My daughter took the 100 Envelope Savings Challenge to the next level! Proud mom moment 💖 #SavingChallenge #MoneyManagement #SmartSavings
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The best time to start your Roth IRA? The answer might surprise you! 💰 #RothIRA #InvestSmart #FinancialFreedom
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Cash stuffing my tips 💸 Watch how I save smart! #CashStuffing #Saving #EnvelopeChallenge
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Stretching my Taco Bell paycheck like a pro! 💰✨ #Budgeting #MoneyTips
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From 483 to 700+ credit score in 90 days! Here’s the exact playbook to boost your score fast 🔥 #CreditScoreBoost #700CreditClub #MoneyTips
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Late night cash stuffing session before bed! 💸🌙 #CashBudgeting #SavingsChallenge #EnvelopeMethod
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Starting my cash envelope system journey! Watch me stuff and save 💸 #CashEnvelope #Budgeting #SavingMoney
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Hit an 800 credit score in under a year with these 5 smart strategies! 🧠📈 #800club #creditrepair #credittips
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Want my budget spreadsheet? Comment “budget” below! 🫡🇺🇸 #BudgetTips #MoneyHacks #Finance
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Feeling grateful to stuff $100 into my cash binders today! 🙏🏼 #Budgeting101 #CashStuffing #SavingsChallenge
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Using these books to save money in 2025 is a game changer! 🤑 #SavingsChallenge #100EnvelopeChallenge #MoneyTips
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Stuffing 5 envelopes tonight—only 3 left to go! 💌 Stay tuned for the final ones on Thursday! #cashstuffing #savingmoney #debtfreejourney
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20 Comments
ready
been ready my guy
So many people have the nice house in a high end zip code with the luxury car, but have thousands in credit card debt, Little no money in the bank and effectively no retirement. I can say with confidence, if you make $300k/year you are paying almost 1/5 of that in federal and state taxes… after deductions. Then you have FICA and healthcare premiums to pay. When it’s all said and done 1/3 of your income is gone… so to save/invest 20% in retirement and non-retirement funds and have money in savings leaves you with about 47%… there is no money for luxury homes or cars… but in retirement I’ll have millions and millions.. and I can retire early too… then collect social security at 62… while everyone else will be screaming they can’t afford milk and eggs on social security and have to sell their luxury home and car and move into a small condo!
SUPER READY
this
Ready
Amen
That's a good thing.
ready
ready