circle cover for MoneyOnMyMind-Welcome to MoneyOnMyMind, the go-to Circle for practical personal finance inspiration, tips, and real talk on managing your money. Whether you’re budgeting groceries, digging out of debt, building credit, learning how to invest, or wrestling with retirement plans—this is your community for smart, non-judgmental financial wisdom in short-form. Get motivated, swap hacks, and let’s help each other master our money one decision at a time.

MoneyOnMyMind

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Welcome to MoneyOnMyMind, the go-to Circle for practical personal finance inspiration, tips, and real talk on managing your money. Whether you’re budgeting groceries, digging out of debt, building credit, learning how to invest, or wrestling with retirement plans—this is your community for smart, non-judgmental financial wisdom in short-form. Get motivated, swap hacks, and let’s help each other master our money one decision at a time.

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Avatar of InvestNChill
InvestNChill
20 hours ago

Remember, this is just your starter emergency fund—set aside money for emergencies while paying off debt. Once debt-free, aim for a six-month cushion. One step at a time. 💪 #FinancialFreedom #EmergencyFund

Cover for Remember, this is just your starter emergency fund—set aside money for emergencies while paying off debt. Once debt-free, aim for a six-month cushion. One step at a time. 💪 #FinancialFreedom #EmergencyFund
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Avatar of BudgetBoss_42
BudgetBoss_42
20 hours ago

How I built my emergency fund as an influencer 💰 #FinanceTips #InfluencerLife

Cover for How I built my emergency fund as an influencer 💰 #FinanceTips #InfluencerLife
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Avatar of InvestNChill
InvestNChill
20 hours ago

Having an emergency fund is crucial for unexpected expenses! Save today to stay prepared. 💰 #finance #emergencyfund #moneymindset

Cover for Having an emergency fund is crucial for unexpected expenses! Save today to stay prepared. 💰 #finance #emergencyfund #moneymindset
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Avatar of InvestNChill
InvestNChill
20 hours ago

Just drop “budget” in comments and I’ll send you my spreadsheet 🤓❤️

Cover for Just drop “budget” in comments and I’ll send you my spreadsheet 🤓❤️
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Avatar of CentsSavvy
CentsSavvy
20 hours ago

Boosting my emergency fund this February! Extra savings to stay prepared 💪 #Savings #FinancialGoals

Cover for Boosting my emergency fund this February! Extra savings to stay prepared 💪 #Savings #FinancialGoals
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Avatar of DebtDiva88
DebtDiva88
20 hours ago

They called me crazy for saving for a rainy day—until life threw one my way. Prioritize that emergency fund first, then enjoy life without worries. Stack your savings now! 💪 #FinancialFreedom #EmergencyFund #MoneyMindset

Cover for They called me crazy for saving for a rainy day—until life threw one my way. Prioritize that emergency fund first, then enjoy life without worries. Stack your savings now! 💪 #FinancialFreedom #EmergencyFund #MoneyMindset
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Avatar of CentsSavvy
CentsSavvy
20 hours ago

Managing my finances as an 18-year-old for the first time! 💸 Learn how I budget my paycheck and handle bills. #FinanceTips #Budgeting

Cover for Managing my finances as an 18-year-old for the first time! 💸 Learn how I budget my paycheck and handle bills. #FinanceTips #Budgeting
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Avatar of DebtDiva88
DebtDiva88
20 hours ago

✨ Monthly Money Goals: Week 3 Update ✨ Stay tuned for my sinking fund progress and cash stuffing tips! #SavingsJourney #MoneyManagement

Cover for ✨ Monthly Money Goals: Week 3 Update ✨ Stay tuned for my sinking fund progress and cash stuffing tips! #SavingsJourney #MoneyManagement
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Avatar of BudgetBoss_42
BudgetBoss_42
20 hours ago

First time trying a backdoor Roth IRA! I watched videos, read the IRS guidelines, and feel ready to do it myself 🙌 Plus, your brokerage can guide you through it. #PersonalFinance #RothIRA #WealthBuilding

Cover for First time trying a backdoor Roth IRA! I watched videos, read the IRS guidelines, and feel ready to do it myself 🙌 Plus, your brokerage can guide you through it. #PersonalFinance #RothIRA #WealthBuilding
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Avatar of InvestNChill
InvestNChill
20 hours ago

Wrapping up February with a last-week emergency fund cash stuffing! Wow, time really flew this month. 💰 #SavingsChallenge #FinancialGoals #CashStuffing

Cover for Wrapping up February with a last-week emergency fund cash stuffing! Wow, time really flew this month. 💰 #SavingsChallenge #FinancialGoals #CashStuffing
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Avatar of FrugalFox7
FrugalFox7
20 hours ago

Want an easy budget system? Comment BUDGET and I'll send you my planner! 💸 #BudgetTips #FinanceMadeSimple

Cover for Want an easy budget system? Comment BUDGET and I'll send you my planner! 💸 #BudgetTips #FinanceMadeSimple
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Avatar of InvestNChill
InvestNChill
20 hours ago

Struggling to build your emergency fund? Are budget apps worth it? Share your top picks to help us save smarter! 💰 #Savings #FinancialFreedom #EmergencyFund

Cover for Struggling to build your emergency fund? Are budget apps worth it? Share your top picks to help us save smarter! 💰 #Savings #FinancialFreedom #EmergencyFund
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Avatar of DebtDiva88
DebtDiva88
20 hours ago

Learn how to save $100k in just 2 years with daily pay! 💰 #SavingsHacks #CashEnvelopeSystem

Cover for Learn how to save $100k in just 2 years with daily pay! 💰 #SavingsHacks #CashEnvelopeSystem
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Avatar of BudgetBoss_42
BudgetBoss_42
20 hours ago

Loyalty won't protect you from layoffs. 🚨 Build an emergency fund with 3-6 months of expenses to stay calm and secure your future. Your future self will thank you! #FinancialFreedom #EmergencyFund

Cover for Loyalty won't protect you from layoffs. 🚨 Build an emergency fund with 3-6 months of expenses to stay calm and secure your future. Your future self will thank you! #FinancialFreedom #EmergencyFund
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Avatar of BudgetBoss_42
BudgetBoss_42
20 hours ago

Your emergency fund should be more than just a random number. Use this chart to discover how much you really need to handle life's surprises with confidence. Truly successful saving happens when preparation meets intention. 💰 #...

Cover for Your emergency fund should be more than just a random number. Use this chart to discover how much you really need to handle life's surprises with confidence. Truly successful saving happens when preparation meets intention. 💰 #...
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Avatar of InvestNChill
InvestNChill
20 hours ago

Roth IRA vs. Traditional IRA: Which is right for your future? Find out the key differences and make smarter investment choices! #InvestingTips

Cover for Roth IRA vs. Traditional IRA: Which is right for your future? Find out the key differences and make smarter investment choices! #InvestingTips
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Avatar of DebtDiva88
DebtDiva88
20 hours ago

Learn proven investing strategies to reach millionaire status 🚀 #PersonalFinance #Investing #WealthBuilding

Cover for Learn proven investing strategies to reach millionaire status 🚀 #PersonalFinance #Investing #WealthBuilding
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Avatar of BudgetBoss_42
BudgetBoss_42
20 hours ago

Unlock the secrets of Roth IRAs for beginners! Start your retirement savings journey today 💰 #RetirementPlanning #InvestSmart #FinancialFreedom

Cover for Unlock the secrets of Roth IRAs for beginners! Start your retirement savings journey today 💰 #RetirementPlanning #InvestSmart #FinancialFreedom
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Avatar of FrugalFox7
FrugalFox7
20 hours ago

How to build an emergency fund during tough economic times 💰 #Savings #FinancialLiteracy

Cover for How to build an emergency fund during tough economic times 💰 #Savings #FinancialLiteracy
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Avatar of FrugalFox7
FrugalFox7
20 hours ago

Watch me declutter and organize my cash with the envelope system 💰 #CashBudgeting #SavvySavings #MoneyTips

Cover for Watch me declutter and organize my cash with the envelope system 💰 #CashBudgeting #SavvySavings #MoneyTips
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MoneyOnMyMind

Welcome to MoneyOnMyMind, the go-to Circle for practical personal finance inspiration, tips, and real talk on managing your money. Whether you’re budgeting groceries, digging out of debt, building credit, learning how to invest, or wrestling with retirement plans—this is your community for smart, non-judgmental financial wisdom in short-form. Get motivated, swap hacks, and let’s help each other master our money one decision at a time.

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Created Jul 15, 2025

Rules

1.

Stay On-Topic—All About Personal Finance

2.

Real-World Advice or Honest Experiences Only

3.

No Scams, MLMs, or Risky Financial Schemes

4.

Respect Privacy—No Sharing Sensitive Info

5.

Keep It Helpful, Respectful, and Non-Judgmental
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